Make It Rain: Mining your Pennies, Dimes & Quarters – Financial Freedom Tip Oct. 23, 2018

October 23, 2018

Vercie’s Financial Freedom Tip Of The Week – Mining your PDQs (Pennies, Dimes and Quarters) to get rich!

Mining your PDQs is just like mining for gold without all the hard work. Put your spare change to work for you as a part of your overall investment strategy. Most people I know have Pennies, Dimes & Quarters (PDQs) just laying around their house waiting to be mined and turned into more wealth and prosperity.

Too many people I meet tell me they don’t have any extra money to invest. So I ask them do you really want to get rich or just dream and talk about it. I haven’t met one person who after sitting with them for a few minutes hasn’t found some “spare change” money they’ve never considered as a part of their overall wealth just laying around the house or being saved to spend on something they realized they could do without.

Follow these 5 simple steps to begin mining your PDQs and amassing greater wealth become a Rain Maker starting today:

Make it Rain Financial FreedomStep 1. Find a see through container (vase, jar, large glass, plastic cup, water jug, milk jug, or piggy bank) and place it in a common place where you and your family members see it as you enter and leave your house, bedroom or bathroom area each day.

Step 2. Scour your house, cars, pants pockets, coats and jackets, couch seats, drawers and etc. for loose change and store it in your container to get started. Then as soon as you come home during the day or at the end of the day empty your pockets of all the loose change and put it into your container.

Step 3. Every three months unless the container fills up sooner visit your local bank or credit union and deposit your PDQs into a separate savings account or investment account if you have one. Deposit all of those pennies, nickels, dimes, and quarters. You’ll likely find you’ve accumulated $50 – $125 dollars or more. The small vase in the pics held over $140.00 when I recently emptied it after stashing cash for just a few months. If I can do it so can you.

Step 4. If you don’t already have an investment account (IRA or Brokerage account) outside of your company retirement plan set up one at a well-known Financial Investment firm (Fidelity, Schwab, TROWE Price, Merrill Lynch, Bank of America, JP Morgan (Chase),5th Third Bank, TD Ameritrade, E*TRADE or others). Set up the account with an auto deposit feature so that 50% – 75% of the cash from your new savings is deposited into your new investment account every three months. Ask the investment representative to invest the cash into an S&P 500 index fund or any other fund with a similar annual rate of return of 6-8%.

Step 5. Continue to put all of your PDQs (your pennies, dimes and quarters) in the container every day and deposit all of your PDQs every one to three months. Over the course of 10, 20, 30, 40 years by investing your spare change the amount of wealth you accumulate will astound you. Depending on your age anyone age can accumulate an additional $25,000 to $250,000.

It easy to Make It Rain and you’ll begin to see your fortunes grow PDQ (Pretty Darn Quick). Start the New Year off right. Start stashing your spare change in a container tomorrow so that you can open up an investment account in January and begin building more wealth.

If you like this tip share my page @youmakeitrain with your Facebook friends and family so we help everyone we know create more Financial Freedom. Let’s create a million more millionaires in cities and towns across American starting today. Love you all! Have a great week!


  1. oprolevorter

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  2. oprol evorter

    I truly appreciate this post. I’ve been looking all over for this! Thank goodness I found it on Bing. You’ve made my day! Thx again!


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